Stop Student Loan Wage Garnishment and Get Your Paycheck Back!

If you’re like thousands of other Americans, you never intended to stop paying off your student loans. Money was tight, the payments were too high, and you had to prioritize more immediate needs, like rent, utilities, child care, and groceries. Now your loans are in default, and you’re feeling the effects of another thing nobody warned you about: wage garnishment.

Wage garnishment is when the IRS deducts a portion of your paycheck and sends it to the collection agency that owns your debt. The reduced income makes it hard to make ends meet, and the defaulted account on your credit makes it even harder to find help.

There is a way to end wage garnishment fast, get the bad marks off your credit, and lower your monthly payments.

It’s called Student Loan Rehabilitation, a federal program to fix defaulted student loans. You’ll negotiate an affordable monthly payment based on your income, and the collection agency will stop garnishing your wages. If you successfully make 9 qualifying monthly payments at the new rate over the next 10 months, your loan will come out of default and the collection account will disappear.

If you fail to make the payments, you won’t have the option to try again. That’s why so many are turning to Fix Your Credit Consulting for help. Our expert Consultants negotiate with the collectors to get the lowest possible payments, and they’ll follow up each month to keep you on track. They’ll even help you set up an affordable IDR plan so that you never default again. When you’re ready to take your paycheck back, we can help.

If you’re like thousands of other Americans, you never intended to stop paying off your student loans. Money was tight, the payments were too high, and you had to prioritize more immediate needs, like rent, utilities, child care, and groceries. Now your loans are in default, and you’re feeling the effects of another thing nobody warned you about: wage garnishment.

Wage garnishment is when the IRS deducts a portion of your paycheck and sends it to the collection agency that owns your debt. The reduced income makes it hard to make ends meet, and the defaulted account on your credit makes it even harder to find help.

There is a way to end wage garnishment fast, get the bad marks off your credit, and lower your monthly payments.

It’s called Student Loan Rehabilitation, a federal program to fix defaulted student loans. You’ll negotiate an affordable monthly payment based on your income, and the collection agency will stop garnishing your wages. If you successfully make 9 qualifying monthly payments at the new rate over the next 10 months, your loan will come out of default and the collection account will disappear.

If you fail to make the payments, you won’t have the option to try again. That’s why so many are turning to Fix Your Credit Consulting for help. Our expert Consultants negotiate with the collectors to get the lowest possible payments, and they’ll follow up each month to keep you on track. They’ll even help you set up an affordable IDR plan so that you never default again. When you’re ready to take your paycheck back, we can help.